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“Protectionism will do little to create jobs and if foreigners retaliate, we will surely lose jobs”, Alan Greenspan.

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The global world is now moving back to those times where the country’s domestic industries were protected from foreign competition by taxing imports. Maybe the globalization era is coming to a halt…


At this time of the year, with millions of layoffs due to pandemic restrictions and recession going on, I am sure a few of you are looking for greener pastures! What you will do with your 401k plan balance is definitely not one of the top things on your mind…


Retirement planning is a crucial process to have a secure and stress-free life after

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Want to have a jobless life? Or retire early? But without money, it’s difficult to even think about that. What if you don’t know how much you need for your retirement? Don’t panic, most people are unaware of the answer to this question.

Studies conducted show an astonishing picture of…


What are you planning to do with your portfolio choices?

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The Second Quarter (April -June 2020) was the worst quarter for economic growth in US history. Also, not forgetting that the unemployment jumped from historic lows of around 3.5% in Q1, to nearly 15% in Q3. Another all-time record. Clearly things are appearing messy.

The S&P 500 is 9½ years…


Image Courtesy: U.S. News, Robert Berger, the sun. Co. uk.

2017 was undoubtedly the year of Bitcoin. The price of bitcoin rose from less than $1,000 to 14,822 as of Dec 28, 2017, resulting in 15 times plus return in just one year. Bitcoin is the brainchild of Satoshi Nakamoto, the top cryptocurrency in the world, and dominates the cryptocurrency…


Once considered the most difficult aspect of managing personal finance, there are a lot of investment companies offering retirement planning through website and apple and android apps that’re easier to understand and use. In the past, we have relied on our friends and family suggestions to plan for future financial…


CARES Act makes it easier to withdraw funds saved in certain tax-advantaged retirement accounts like 401(k) and traditional Individual Retirement Accounts (IRAs).

Benefits offered under the CARES Act?

  1. Withdraw upto $100,000 on or after January 1, 2020, and before December 31, 2020.
  2. No 10% early distribution penalty.
  3. No mandatory 20% withholding applicable.
  4. Under normal circumstances, the…


As per the US Department of Labor, a 1% higher 401k plan fees and expenses could reduce your balance at retirement by 28% over a 35-year career. That’s a big deal!. …


Repayment of student loans can be a long, burdensome process. If you are fortunate enough to land a high-paying job right out of college, it may not be the worst thing.

However, you must never ignore the possibility that your income might not be sufficient for repayments. So, what can…


Per the US Department of Labor, a 1 % higher 401k plan fees and expenses could reduce your balance at retirement by 28% over a 35-year career. That’s a big deal!

The irony is people are paying hefty fees to find ways to reduce fees. Follow this guide to lower…

Plootus

We Make Your Financial Planning (401k) Simplified and Assist You To Plan For Retirement

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